This company complies with the I.P.W. Code of Practice

WHY HAVE A FUNERAL PLAN?

ITS YOUR CHOICE

Do your children really know what you want in the event of your death. We put off thinking about our demise although we know it is inevitable. Not making plans happens all too often and families try to make decisions and can fall out because there are differences in what they think mum or dad wants.

  • Today many want to celebrate the passing of a life but often it ends as a solemn, dismal affair where people are full of sorrow rather than remembering the good times. People can feel guilty about turning a sad event into a celebration.
  • Some people don't want a religious service but get one.
  • Others may want to be buried not cremated.
  • If you state that children don't have to visit the chapel of rest it can be far less traumatic for children who feel obliged to go.
  • What was that favourite piece of music mum liked?
  • Oh and I'm sure she wanted her ashes scattered in the Garden of Remembrance
  • You can even pick your funeral director
  • A Funeral plan gives you the opportunity to have your funeral how you want it.

PAYING FOR YOUR PLAN

More than 100,000 people will struggle to pay for a funeral this year, often resulting in someone putting the cost onto a credit card The average cost of a funeral for a loved one rose by 80 per cent between 2004 and 2013, and is expected to continue to rise.

According to the "Sun Life Cost of Dying Report" Funeral costs are outstripping inflation and the average cost of a funeral in the West Midlands was £3,668.

Paying for your funeral in advance can be particularly rewarding knowing that everything is sorted and no one is worrying about finding money and at a time when interest from banks is so low a funeral plan can be an investment.

THE PREPAID PLANS

Most Companies offer three types of pre-paid funeral plan all of which are pretty similar. Safe Hands have also produced a cut price TOPAZ funeral plan which does not include 3rd party costs at £2075. Prices of the plans are shown below at 2016 prices and are set to rise by approximately £200 in January 2017.

As an agent for Safe Hands I will come out to help you fill in the Plan ensuring everything is properly completed and to ensure you understand your options.

You can pay as a lump sum. You can pay interest free over 24 months or you can pay over 5 or 10 years

PLEASE NOTE 3rd party charges may vary

3rd party fees, or 'disbursements' refer to elements of a funeral cost that are paid by the funeral director to 3rd parties on your behalf. These are cremation fees (national average £600), doctor's fees (£164 nationally) and minister or celebrant fee (£180). With the exception of the Topaz option, all Safe Hands Funeral Plans contain an allowance of £1200 to cover 3rd party fees. This allowance rises annually at least in line with RPI. There may be a balance to pay at the time of need if the 3rd party fees payable by the funeral director on your behalf when you die, exceed the allowance in your plan (+RPI) at that time.

PEARL SAPPHIRE RUBY
  • Funeral Director's fees and services
  • A standard, veneered finished coffin (with nameplate)
  • A funeral hearse and 2 personnel (2 bearers)
  • 24 hour transfer of the deceased to funeral home / chapel of rest (within a 20 mile radius)
  • Care and preparation of the deceased
  • Arranging the funeral service
  • Family support and guidance provided by the funeral director
  • Funeral procession from home / funeral home / church to crematorium or cemetery
  • Mutual agreement on date and time of funeral
  • Visit to chapel of rest during office hours
  • Third Party Charges
  • Doctor's Medical Fees
  • Cremation or burial fees
  • Minister's fees (for service at crematorium)
  • Funeral Director's fees and services
  • A wood veneered finished coffin (with nameplate)
  • A funeral hearse and 4 personnel (bearers)
  • One following limousine
  • 24 hour transfer of the deceased to funeral home / chapel of rest (within a 20 mile radius)
  • Care and preparation of the deceased
  • Arranging the funeral service
  • Family support and guidance provided by the funeral director
  • Funeral procession from home / funeral home / church to crematorium or cemetery
  • Mutual agreement on date and time of funeral
  • Visit to chapel of rest during offi-ce hours
  • Third Party Charges
  • Doctor's Medical Fees
  • Cremation or burial fees
  • Minister's fees (for service at crematorium
  • Funeral Director's fees and services
  • Oak veneered coffin lined and fitted (with nameplate)
  • A funeral hearse and 4 personnel (bearers)
  • Two following limousines
  • 24 hour transfer of the deceased to funeral home / chapel of rest (within a 20 mile radius)
  • Care and preparation of the deceased
  • Arranging the funeral service
  • Family support and guidance provided by the funeral director
  • Funeral procession from home / funeral home / church to crematorium or cemetery
  • Mutual agreement on date and time of funeral
  • Open visiting hours to Chapel of Rest
  • Floral coffin spray (the floral coffin spray provided will be to the value of £275 plus RPI uplift as applicable at that time.)
  • Third Party Charges
  • Doctor's Medical Fees
  • Cremation or burial fees
  • Minister's fees (for service at crematorium)
£3155 Single Payment £3395 £3,700
Deposit of £250 and 12 payments of £242.08 (Interest Free) Deposit of £250 and 12 payments of £262.08 (Interest Free) Deposit of £250 and 12 payments of £287.50 (Interest Free)
Deposit of £250 and 24 payments of £121.04 (Interest Free) Deposit of £250 and 24 payments of £131.04 (Interest Free) Deposit of £250 and 24 payments of £143.75 (Interest Free)

Price Comparison

Company Standard Intermediate Premium
Safe Hands £3155 £3395 £3700
Golden Charter £3285 £3665 £3990
Dignify £3385 £3715 £4065
Avalon £3595 £3945 £4195
Age UK £3305 £3615 £3980
Liberty £3210 £3500 £3800

SAFE HANDS

Safe Hands gives you the opportunity to pick your choice of funeral director and save on the price of your plan. For a home visit or to request a brochure please ring Dave Nixon on 01785 253329

If you take out a Safe Hands Plan with Staffordshire Wills or nominating them as your introducer after 30 days you receive a free bottle of Champagne.

Website: www.safehandsplans.co.uk
Application: www.safehandsplans.co.uk/apply